Annuity Calculator
FV = P × ((1+r)^n − 1) ÷ r where P=payment, r=periodic rate, n=periods1000×((1.05^20−1)/0.05) = 1000×33.07 = $33,066
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Annuity Calculator
Enter the payment amount, interest rate and years to find the annuity future value.
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Annuity Calculator
Enter the payment amount, interest rate and years to find the annuity future value.
Your result
Calculation
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Three clear steps
How to use this calculator
- 01
Enter payment
Type the regular payment amount.
- 02
Enter rate and years
Provide the annual interest rate and number of years.
- 03
See future value
Calculate to see the total accumulated value.
The formula
How this calculation works
Each payment earns interest from the time it is made until the end of the term.
Check the method
Worked examples
Each example follows the same formula used by the calculator.
$1,000/year at 5% for 20 years — future value?
1000×((1.05^20−1)/0.05) = 1000×33.07 = $33,066$33,065.95Common questions
Questions about this calculation
What is the Annuity Calculator?
The Annuity Calculator helps you calculate the future value of an annuity with regular payments. Enter your values and select Calculate to get an instant result.
How is the result calculated?
Each payment earns interest from the time it is made until the end of the term.
Can you show an example?
Example: $1,000/year at 5% for 20 years — future value? — $33,065.95.
Is my data saved when I use the Annuity Calculator?
No. All calculations run locally in your browser. Your inputs and results are never uploaded, stored or shared with anyone.
Is the Annuity Calculator free to use?
Yes. The Annuity Calculator is completely free. No account, sign-up or payment is required. It works on mobile, tablet and desktop.
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