Annuity Payout Calculator
Payout = PV × r ÷ (1 − (1+r)^−n)200000×0.04÷(1−1.04^−20) ≈ $14,716/year
Free online tool
Annuity Payout Calculator
Enter the principal, interest rate and years to find your periodic payout amount.
Instant calculation
Annuity Payout Calculator
Enter the principal, interest rate and years to find your periodic payout amount.
Your result
Calculation
Your numbers stay in this browser. Nothing is uploaded or saved.
Three clear steps
How to use this calculator
- 01
Enter principal
Type the total annuity principal.
- 02
Enter rate and years
Provide the annual interest rate and payout period.
- 03
See payout
Calculate to see your periodic payment amount.
The formula
How this calculation works
Converts a lump sum into a stream of equal periodic payments over n periods at rate r.
Check the method
Worked examples
Each example follows the same formula used by the calculator.
$200,000 annuity at 4% over 20 years — annual payout?
200000×0.04÷(1−1.04^−20) ≈ $14,716/year≈ $14,716 per yearCommon questions
Questions about this calculation
What is the Annuity Payout Calculator?
The Annuity Payout Calculator helps you calculate the periodic payout from an annuity given a principal sum. Enter your values and select Calculate to get an instant result.
How is the result calculated?
Converts a lump sum into a stream of equal periodic payments over n periods at rate r.
Can you show an example?
Example: $200,000 annuity at 4% over 20 years — annual payout? — ≈ $14,716 per year.
Is my data saved when I use the Annuity Payout Calculator?
No. All calculations run locally in your browser. Your inputs and results are never uploaded, stored or shared with anyone.
Is the Annuity Payout Calculator free to use?
Yes. The Annuity Payout Calculator is completely free. No account, sign-up or payment is required. It works on mobile, tablet and desktop.
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