Auto Lease Calculator
Lease payment = Depreciation charge + Finance charge; Depreciation = (Price−Residual)÷TermDepreciation=(30000−15000)/36=$417; Finance=(30000+15000)×0.002=$90; Total=$507
Free online tool
Auto Lease Calculator
Enter car price, residual value, lease term and money factor.
Instant calculation
Auto Lease Calculator
Enter car price, residual value, lease term and money factor.
Your result
Calculation
Your numbers stay in this browser. Nothing is uploaded or saved.
Three clear steps
How to use this calculator
- 01
Enter car price
Type the negotiated vehicle price.
- 02
Enter residual value
Type the expected value at lease end.
- 03
Set terms
Enter the lease term in months and money factor.
The formula
How this calculation works
Lease payments consist of depreciation plus a finance charge based on the money factor.
Check the method
Worked examples
Each example follows the same formula used by the calculator.
$30,000 car, $15,000 residual, 36 months, money factor 0.002 — payment?
Depreciation=(30000−15000)/36=$417; Finance=(30000+15000)×0.002=$90; Total=$507≈ $507/monthCommon questions
Questions about this calculation
What is the Auto Lease Calculator?
The Auto Lease Calculator helps you calculate the monthly lease payment for a vehicle. Enter your values and select Calculate to get an instant result.
How is the result calculated?
Lease payments consist of depreciation plus a finance charge based on the money factor.
Can you show an example?
Example: $30,000 car, $15,000 residual, 36 months, money factor 0.002 — payment? — ≈ $507/month.
Is my data saved when I use the Auto Lease Calculator?
No. All calculations run locally in your browser. Your inputs and results are never uploaded, stored or shared with anyone.
Is the Auto Lease Calculator free to use?
Yes. The Auto Lease Calculator is completely free. No account, sign-up or payment is required. It works on mobile, tablet and desktop.
Continue calculating