Budget Calculator
Budget balance = Income − (Housing + Food + Transport + Utilities + Other)5000−(1500+500+300+200+300)=5000−2800=$2,200
Free online tool
Budget Calculator
Enter your income and expenses across categories to see your budget balance.
Instant calculation
Budget Calculator
Enter your income and expenses across categories to see your budget balance.
Your result
Calculation
Your numbers stay in this browser. Nothing is uploaded or saved.
Three clear steps
How to use this calculator
- 01
Enter income
Type your total monthly income.
- 02
Enter expenses
Fill in each expense category with your monthly spending.
- 03
Review balance
Calculate to see if you have a surplus or deficit.
The formula
How this calculation works
Subtract all expense categories from your total monthly income. A positive balance is a surplus.
Check the method
Worked examples
Each example follows the same formula used by the calculator.
Income $5,000, housing $1,500, food $500, transport $300, utilities $200, other $300 — balance?
5000−(1500+500+300+200+300)=5000−2800=$2,200$2,200 surplusCommon questions
Questions about this calculation
What is the Budget Calculator?
The Budget Calculator helps you track your monthly budget by comparing income against expenses. Enter your values and select Calculate to get an instant result.
How is the result calculated?
Subtract all expense categories from your total monthly income. A positive balance is a surplus.
Can you show an example?
Example: Income $5,000, housing $1,500, food $500, transport $300, utilities $200, other $300 — balance? — $2,200 surplus.
Is my data saved when I use the Budget Calculator?
No. All calculations run locally in your browser. Your inputs and results are never uploaded, stored or shared with anyone.
Is the Budget Calculator free to use?
Yes. The Budget Calculator is completely free. No account, sign-up or payment is required. It works on mobile, tablet and desktop.
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