Free online tool

Business Loan Calculator

Enter the loan amount, interest rate and term to estimate payments.

Instant calculation

Business Loan Calculator

Enter the loan amount, interest rate and term to estimate payments.

Your numbers stay in this browser. Nothing is uploaded or saved.

Three clear steps

How to use this calculator

  1. 01

    Enter loan amount

    Type the amount you need to borrow.

  2. 02

    Enter rate and term

    Provide the annual interest rate and loan term in months.

  3. 03

    See payment

    Calculate to see monthly payment and total cost.

The formula

How this calculation works

Standard amortization formula for business term loans.

Business Loan Calculator

Monthly payment = L × r(1+r)^n ÷ ((1+r)^n − 1)

r=0.07/12=0.005833, n=60, payment≈$990

Check the method

Worked examples

Each example follows the same formula used by the calculator.

$50,000 business loan at 7% for 5 years — payment?

r=0.07/12=0.005833, n=60, payment≈$990≈ $990/month

Common questions

Questions about this calculation

What is the Business Loan Calculator?

The Business Loan Calculator helps you calculate monthly payments for a business loan. Enter your values and select Calculate to get an instant result.

How is the result calculated?

Standard amortization formula for business term loans.

Can you show an example?

Example: $50,000 business loan at 7% for 5 years — payment? — ≈ $990/month.

Is my data saved when I use the Business Loan Calculator?

No. All calculations run locally in your browser. Your inputs and results are never uploaded, stored or shared with anyone.

Is the Business Loan Calculator free to use?

Yes. The Business Loan Calculator is completely free. No account, sign-up or payment is required. It works on mobile, tablet and desktop.