Free online tool

Future Value Calculator

Enter your current amount, expected interest rate and number of years to project future value.

Instant calculation

Future Value Calculator

Enter your current amount, expected interest rate and number of years to project future value.

Your numbers stay in this browser. Nothing is uploaded or saved.

Three clear steps

How to use this calculator

  1. 01

    Enter present value

    Type the amount you have today.

  2. 02

    Set rate and years

    Enter the expected annual interest rate and time horizon.

  3. 03

    See future value

    Calculate to see the projected future value.

The formula

How this calculation works

The present value compounds at the rate r each year for n years.

Future Value Calculator

FV = PV × (1 + r)^n

10000 × (1.07)^10 = 10000 × 1.967 = $19,672

Check the method

Worked examples

Each example follows the same formula used by the calculator.

What will $10,000 grow to at 7% over 10 years?

10000 × (1.07)^10 = 10000 × 1.967 = $19,672$19,671.51

Common questions

Questions about this calculation

What is the Future Value Calculator?

The Future Value Calculator helps you calculate the future value of a present sum of money at a given interest rate. Enter your values and select Calculate to get an instant result.

How is the result calculated?

The present value compounds at the rate r each year for n years.

Can you show an example?

Example: What will $10,000 grow to at 7% over 10 years? — $19,671.51.

Is my data saved when I use the Future Value Calculator?

No. All calculations run locally in your browser. Your inputs and results are never uploaded, stored or shared with anyone.

Is the Future Value Calculator free to use?

Yes. The Future Value Calculator is completely free. No account, sign-up or payment is required. It works on mobile, tablet and desktop.