Free online tool

Rent Calculator

Enter your monthly rent and annual income to see the rent-to-income ratio.

Instant calculation

Rent Calculator

Enter your monthly rent and annual income to see the rent-to-income ratio.

Your numbers stay in this browser. Nothing is uploaded or saved.

Three clear steps

How to use this calculator

  1. 01

    Enter monthly rent

    Type your monthly rent payment.

  2. 02

    Enter annual income

    Type your gross annual income.

  3. 03

    Check affordability

    Calculate to see your rent-to-income ratio.

The formula

How this calculation works

The 30% rule suggests spending no more than 30% of gross income on rent.

Rent Calculator

Rent-to-income ratio = Monthly rent × 12 ÷ Annual income × 100

1500×12÷60000×100=30%

Check the method

Worked examples

Each example follows the same formula used by the calculator.

$1,500 rent on $60,000 income — affordable?

1500×12÷60000×100=30%30% — at the recommended maximum

Common questions

Questions about this calculation

What is the Rent Calculator?

The Rent Calculator helps you evaluate if your rent is affordable relative to your income. Enter your values and select Calculate to get an instant result.

How is the result calculated?

The 30% rule suggests spending no more than 30% of gross income on rent.

Can you show an example?

Example: $1,500 rent on $60,000 income — affordable? — 30% — at the recommended maximum.

Is my data saved when I use the Rent Calculator?

No. All calculations run locally in your browser. Your inputs and results are never uploaded, stored or shared with anyone.

Is the Rent Calculator free to use?

Yes. The Rent Calculator is completely free. No account, sign-up or payment is required. It works on mobile, tablet and desktop.